Guide-savings.beGood news for savers: insurers are also starting to raise their rates. Indeed, various providers are increasing the guaranteed rate of their branch 21 savings insurance. Below, Guide-epargne.be provides you with an overview.
The return of a branch 21 savings insurance consists of 2 parts. The first is a guaranteed base rate. The second is a profit sharing that can be granted in addition to the base rate if the insurance company manages to reinvest the savings of the savers by making a profit and if his financial situation allows it.
Saving in a tax-efficient way via branch 21 savings insurance? Compare the options on the market here.
Increases of 0.75% to 1.80%
As of September 1, AG Insurance had already increased the guaranteed rate for non-tax branch 21 life insurance that the company distributes through BNP Paribas Fortis from 0.25% to 0.75%.
With KBC, the basic rate has again been 1% since October 17 for a guarantee period of 8 years.
On October 22, Argenta will increase the base rate of its Argenta Life Plan from 0.70% to 1.80%.
And Patronale Life is temporarily increasing (until November 30) the guaranteed rate of its branch 21 savings insurance Secure21, Starfic, Safe21 and Fructisafe.
Want to know more about branch 21 savings insurance? Find out here what they consist of and what their advantages/disadvantages are.
Read more on Guide-epargne.be:
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The higher your fees, the lower your return will be
Should young investors opt for dynamic funds?
This article is brought to you by our partner Guide-epargne.be. Guide-epargne.be is an independent comparator of banking products and seeks competitive prices as well as better rates.
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